Living in the UAE
Your practical guide to life in the United Arab Emirates
Tax-free income, safety, sunshine and opportunity draw people from over 200 nationalities to the UAE. Here is what everyday life is like, and how to get settled quickly.
The UAE at a glance
The United Arab Emirates is a federation of seven emirates formed in 1971: Abu Dhabi (the capital), Dubai, Sharjah, Ajman, Umm Al Quwain, Ras Al Khaimah and Fujairah. Expatriates make up roughly nine in ten residents, so newcomers quickly feel at home.
Arabic is the official language, but English is used everywhere in business, shops, hospitals and government services. The currency is the UAE dirham (AED), which has been pegged to the US dollar for decades. That keeps prices and salaries stable.
Choose your city
Dubai and Abu Dhabi
The two biggest emirates are about 140 km apart, roughly a 1.5-hour drive, and many people live in one and work in the other.
Everyday life
What to expect
Climate
Summers (June to September) are very hot and humid, often above 40°C, and life moves indoors to air-conditioned malls, offices and homes. From November to March the weather is warm and pleasant, perfect for beaches, desert trips and outdoor dining.
Work week
Most government offices, schools and many companies work Monday to Friday, with a Saturday–Sunday weekend. Some private-sector jobs, especially in retail and hospitality, have shift patterns.
Healthcare
Hospitals and clinics in the UAE are modern and of a high standard. Health insurance is mandatory for residents in Dubai and Abu Dhabi, and employers are required to provide cover for their employees.
Education
There are hundreds of private schools offering British, American, IB, Indian, French and other curricula. Popular schools fill up early, so apply as soon as your move is confirmed.
Getting around
You'll find taxis and ride-hailing apps everywhere. Dubai has a driverless Metro, trams and buses, and Abu Dhabi has an extensive bus network. Many residents drive. Some nationalities can convert their home driving licence directly.
Culture & respect
The UAE is tolerant and open, but it is also a Muslim country with its own laws. Dress modestly in malls and government buildings, be considerate during Ramadan, avoid public displays of affection, and remember there is zero tolerance for drugs. Check before travelling with prescription medicines.
Getting set up
Your first 30 days
Most things in the UAE depend on your residence visa and Emirates ID, so that's always the first step. Once you have them, everything else moves quickly.
Start with your visa & Emirates ID- Residence visa & Emirates ID — complete your medical test, biometrics and visa stamping. We arrange all of it.
- Mobile number — get a SIM from du or e& (formerly Etisalat). You'll need your passport or Emirates ID.
- Bank account — open a savings or current account so you can receive your salary. We help you open one for free.
- Home — rent a home and register the tenancy contract (Ejari in Dubai, Tawtheeq in Abu Dhabi). You need this for utilities and to sponsor family.
- Utilities — connect electricity and water (DEWA in Dubai, TAQA/ADDC in Abu Dhabi) and the internet.
- Health insurance & driving — confirm your health cover and convert or apply for a UAE driving licence.
Cost of living: what to budget for
Costs vary hugely depending on the area you choose and your lifestyle. Rent is usually the biggest expense. It's often paid in one to four cheques per year, plus a security deposit and agency fee. Budget too for utilities, cooling in summer, school fees if you have children, transport, and groceries. Imported brands cost more, but local and regional products are very affordable.
The good news: with no income tax, most residents keep significantly more of their salary than they would at home. Our city guides list popular neighbourhoods for every budget.
Make the UAE your new home
We take care of your residence visa, Emirates ID and free bank account, so you can focus on settling in.